??????????? ?? ????????? ???????? ???? ???????? ?????? ?? ?????????????? ?????? ?? ??? ?????????????????????, ?????????? ?? ??, ?? ?? ???????? ????????? ?? ?????????? ???????? ?????????????? ??? ???? ???? ?????????? ??? ??. ?? ???? ???????????? ??.?????? ???? ?????? ???? ?????? ???? ???? ??????????????????- Stories/strategies for effective finances